Friendly Mortgage Advice for First‑Time Buyers on the Isle of Wight & across the UK
Buying a home should feel exciting — not overwhelming. As a family‑run, Isle of Wight mortgage broker, we’re here to make the whole journey clearer, calmer, and genuinely supportive. No jargon. No pressure. Just honest guidance from people who care.
Book your free consultation and let’s get you moving with confidence
why choose my family mortgages
Family-run, friendly and down to earth.
You’ll always speak to real people who take the time to understand you and your story.
5‑star rated with 60+ Google reviews.
Buyers trust us because we make mortgages simple, not stressful.
Specialists in first‑time buyers & complex cases.
Whether you’re self‑employed, have credit blips, or just don’t know where to start — we’ve got you.
Local Isle of Wight expertise
We know the area, the lenders, and the challenges island buyers face.
National Coverage
With experience across the UK, there are few who have the National scope that we do.
what our clients say
meet the team
Oli & Liane — the family behind My Family Mortgages.
We started this business to bring warmth, clarity, and genuine care back into mortgage advice. When you work with us, you’re treated like part of the family — not a number on a spreadsheet.
Come Say Hellosome of the ways we can help
Director’s Mortgages
Are you a Director? You may be able to use the profit in the firm for your mortgage. Sometimes even just your latest year’s profit!
Bad Credit Mortgages
Having missed payments, CCJ’s and defaults etc. on your credit report doesn’t necessarily mean it’s game over! Find out more here.
Ltd Company BTL
Buying a property in a Ltd Company can have HUGE advantages. Follow us to find out some key points to look at before you invest.
so, how does it work
1. Book your free consultation
A quick, friendly chat — online, by phone, or in person — to understand your plans, your budget, and what you’re hoping to achieve.
2. We search the market for you
We compare lenders, rates, and criteria to find the mortgage that genuinely fits your situation. No jargon, no pressure, just clear guidance.
3. You get a personalised plan
We explain your options in plain English, answer every question, and make sure you feel confident about your next steps.
4. We handle the paperwork
From applications to lender updates, we take care of the admin so you can focus on the exciting part — planning your move.
5. Move into your new home with confidence
We stay with you right through to completion, keeping everything smooth, simple, and stress‑free.
Latest Guides and Advice
As featured in. . .
We are a well respected Mortgage Broker and our expertise has been used in the National & Local Media more than once. . .
ready to get started??
Buying a home is a big moment — but it doesn’t have to be a stressful one.
Let’s make it simple, clear, and genuinely enjoyable.