Category Archives: My Family Mortgage Blog

Loan to income vs loan to value: what does it all mean?

Loan to income and loan to value (or LTV) are phrases you often hear in [Read More]

What is home insurance for?

Home insurance. It’s insurance for your home. Sounds simple, right? But what exactly does it [Read More]

How to deal with a down-valuation from a surveyor

Last year, a survey of 1,000 sales in the UK revealed that nearly half of [Read More]

The highs and lows of Help to Buy

The government has recently launched the latest version of the Help to Buy: Equity Loan [Read More]

What are Lifetime Mortgages?

Lifetime mortgages are a way of releasing equity from a property; exclusively available to homeowners [Read More]

Can you get life insurance with a high BMI?

Life insurance is well worth considering; these policies can help your family financially should you [Read More]

Budget Breakdown: Can you get a mortgage with a 5% deposit?

Last month, the government announced a new Budget. As part of it, they announced a [Read More]

How to build your own home

We’ve all seen an episode of Grand Designs that’s made us want to build our [Read More]

Can you get life insurance if you smoke?

According to the latest report from the Office for National Statistics, there are roughly 6.9 [Read More]

Can you get a mortgage with a bad credit score?

The latest industry research has revealed that over 70% of people are worried they won’t [Read More]