Category Archives: My Family Mortgage Blog

What are the chances?

What are the chances that you will need cover? You’re still young, you’ve never had [Read More]

Shared Ownership: what do you need to know?

There are many government schemes designed to make buying a home more accessible for people [Read More]

Gifted deposit: how do they work?

You’re looking to buy your first property. You’ve been renting for a few years now [Read More]

Critical illness cover vs income protection: do you need both?

Critical illness cover and income protection are often confused. Many people assume if they have [Read More]

What is ‘specialist lending’?

Specialist lending is a phrase you might hear batted about by mortgage advisers, but what [Read More]

Loan to income vs loan to value: what does it all mean?

Loan to income and loan to value (or LTV) are phrases you often hear in [Read More]

What is home insurance for?

Home insurance. It’s insurance for your home. Sounds simple, right? But what exactly does it [Read More]

How to deal with a down-valuation from a surveyor

Last year, a survey of 1,000 sales in the UK revealed that nearly half of [Read More]

The highs and lows of Help to Buy

The government has recently launched the latest version of the Help to Buy: Equity Loan [Read More]

What are Lifetime Mortgages?

Lifetime mortgages are a way of releasing equity from a property; exclusively available to homeowners [Read More]