Buying your first home is one of the most exciting times in your life. We are here not only to help you through the process, but to make sure you make the right choices financially.
Buying your first home is hugely exciting, but it can also be quite a daunting experience!
We are here to guide you through every stage of the house buying process, and be a constant point of contact for you if there is anything at all you are unsure about.
There are lots of things to take into consideration. We offer advice on everything you will need to know including:
Deposit
How much you can borrow
Government incentives
Solicitors
Stamp Duty
Mortgage types
Interest rates
Protection options
And much more besides. Please do get in touch if you would like any information.
Please note: We are not solicitors. We can give you basic guidance on the process, but a third party solicitor would be required.
We will go through your finances to assess what you will be able to borrow, explain the key points you need to consider and recommend the most suitable mortgage for you based on our conversations.
We will always make sure you feel happy, comfortable and that you understand the house buying process. Buying for the first time can seem like a minefield of jargon and information, but we’re here to break it all down for you in simple to understand language.
If there is anything you’re not sure of just ASK US. Remember – there’s no such thing as a silly question!
Our advice is given free of charge
All advice we offer is free of charge. We do however charge a fee once we formally come to submitting your mortgage application.
Fees vary depending on the complexity of each case, but start at £299 for basic applications. We will go through this with you, and always confirm any fees due with you before proceeding.